Appraisal services for Watertown and Jefferson County homeowners

The top 7 reasons why Wisconsin homeowners hire CC Real Estate Services:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
Remove PMI to reduce their mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Wisconsin, when property needs to be divided
To determine the true market value of a property to settle an estate in Jefferson County or the state of Wisconsin


	Own a home in or near Watertown, Wisconsin and need help deciding the value of it? Contact CC Real Estate Services.

At CC Real Estate Services, we understand the individual needs of a consumer looking for appraisal services. Our typical business clients understand the appraisal process and the standard documents we provide. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at CC Real Estate Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value judgement than yours.

Challenging a property tax assessment

Let's say you live in a local area that is declining -- your local tax assessor may have your house overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from CC Real Estate Services is your best weapon.

Appraisals to cancel PMI

An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At CC Real Estate Services, we're seasoned in helping homeowners just like you delete unnecessary PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from CC Real Estate Services can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for accuracy? CC Real Estate Services offers field reviews where we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.